Meet the Team

Chairman

Raymond joined our Board in June 2013 and was elected Chairman in July 2017.

“I’m a Chartered Accountant by profession and I’ve worked in private equity and investment for over 25 years.
As the former Managing Director of Alliance Trust Equity Partners, I was responsible for strategic development. I founded the UK venture investor Albany Ventures and before that was Director of Investment at British Linen Bank.
I’m also Chairman of Foresight plc and Integrated Environmental Solutions Ltd.”

Vice Chairman

Jack joined our Board in 2015 and was elected Vice Chairman in July 2017.
 
“I’m a Fellow of the Chartered Institute of Bankers in Scotland and spent 36 years in management positions with Clydesdale Bank, most recently as Head of Corporate & Structured Finance in Scotland.
I have significant board and lending experience and I’m currently Chairman of Vehicle Professionals Ltd and a Non-Executive Director of Constant Progress Ltd, Equator Capital Ltd and Toward Technology Ltd.”

Margaret joined the Board in 2017. She chairs the Nomination and Remuneration Committee and is the Society's Senior Independent Director and Whistleblowing Champion.

“I began my career with HBOS and have over 36 years’ experience in PLC, AIM and family-owned businesses. I’ve held Board level positions for the last 20 years and most recently was Managing Director, Scotland and Ireland Division, with Peel Ports.
I have a Masters Degree in Human Resource Management and I’m a Fellow of the Chartered Institute of Personnel and Development and have a Postgraduate Diploma in Marketing.
I’m also a Trustee of the John Mather Charitable Trust.”

Karyn was appointed to the Board in May 2018 and chairs the Audit Committee.

“I’m a chartered accountant and former audit partner at PwC. I have over 25 years of experience and I’ve provided audit and other services to a range of clients across the UK’s financial services sector, including a number of banks and building societies.
My specialist knowledge includes financial reporting, audit and controls, risk management, regulatory compliance and governance.
I’m also a Non-Executive Director at the Scottish Investment Trust plc and the North American Income Trust plc.”

Andrew chairs the Board Risk Committee.

“I’m a Chartered Banker, Fellow of the Institute of Bankers in Ireland, a Chartered Director, and a Certified Bank Director.
I started my 30 year career in banking with RBS and was CEO and Country Manager of BNP Paribas Ireland before becoming CEO of Barclays Bank Ireland plc.
I’m currently a Board Member of the Electricity Supply Board, the Irish State-owned energy business. I’m also an Independent Non-Executive Director of Pepper Finance Corporation (Ireland) DAC and an Independent Non-Executive Director of Elavon Financial Services DAC.”

“I began my career as a lawyer, and was a partner at Shepherd & Wedderburn for 12 years.

I moved into financial services when I joined Ignis Asset Management and was a Non-Executive Director of Airdrie Savings Bank.
I’ve taken on a range of other non-executive appointments – I’m currently Vice Chair of Wheatley Group and Chair of Wheatley Solutions, a member of the Independent Governance Committees of both Phoenix Life and Standard Life, a member of the Accounts Commission, on the board of the Chartered Banker Institute, and on the Ethics Board of the Institute of Chartered Accountants of Scotland.”

Sean joined the Board in June 2021.

“My career spans over 30 years in the financial services industry, with more than 20 years in digital. Most recently I was Chief Digital Officer of the Co-operative Bank leading their transformation to become the "digital ethical bank".
Before that, I worked at both Lloyds and Barclays Banks leading, growing and transforming their digital services across the retail, wealth and corporate banking sectors.
I also work with the Foreign, Commonwealth and Development Office helping them drive through their digital transformation and Hanger75, a Californian digital incubator.”

Chief Executive Officer

Paul was appointed Chief Executive Officer in June 2019.

“I have over 30 years’ experience in financial services and I’m a Fellow of the Chartered Banker Institute. I began my career with the Royal Bank of Scotland holding various senior positions before moving to the Co-operative Bank as Director for Branch, Mortgages and Business Banking.
Before joining the Scottish Building Society, I was Managing Director, Operations of the UK’s largest funeral business, Co-op Funeralcare.”

Finance Director

Neil joined the Scottish in January 2019 and was appointed to the Board in April 2020.

“I’m a Chartered Accountant with over 20 years’ experience in the financial services sector. Before joining the Scottish, I held a range of senior finance positions in Lloyd’s Banking Group.

My role as Finance Director also includes responsibility for the Society’s Retail Credit and Product Management teams.  I also chair Asset & Liability Committee and Retail credit Committee.”